What if I don't file ITR, can I get TDS refund?

No. Filing ITR is mandatory to claim any TDS refund. If you don't file, the government retains the TDS amount.

How much time does it take to get TDS refund?

After ITR verification, refund is usually processed within 30-45 days. In some cases, it may take up to 90 days.

Yes, you can file belated ITR for up to 6 years (or as per assessment year) and claim refund, but interest may be reduced.

No. Refund is the excess tax deducted, it's not income. It is not taxable.

You will receive an intimation from CPC with reason. You can rectify and file a revised return or respond to the notice.

Income Tax

Claim full TDS refund even if your income is below taxable limit. Step-by-step guide, eligibility, documents, and ITR filing tips.

What this guide covers

What does TDS Deducted But Income Below Taxable Limit? Claim Refund mean in practice?
Who is affected and what should they check first?
Which documents or records should be kept ready?
What common mistakes should be avoided?