Can I claim Section 80C and 80D together?

Yes, absolutely. Section 80C (investments) and 80D (health insurance) are separate and can be claimed together. You can save up to ₹1.5 Lakh under 80C and ₹25,000–₹50,000 under 80D.

Is HRA deduction available if I live with parents?

Yes, you can claim HRA if you pay rent to your parents. You need to have a rent agreement and your parents must show the rental income in their ITR.

Can I claim LTA without traveling?

No, LTA is only available if you actually travel within India. You need to produce travel tickets and proofs to claim this exemption.

What is the limit for Section 80E education loan interest?

There is no upper limit under Section 80E. You can claim the full interest paid on an education loan for yourself, spouse, or children.

Can I claim deductions if I choose the new tax regime?

No, the new tax regime does not allow most deductions (80C, 80D, 24(b), etc.). You should compare both regimes before making a choice.

Business Guidance

Top 10 Tax Deductions Most Salaried People Forget in India 2026

Salaried taxpayers in India miss out on these 10 legal tax deductions every year. Learn how to claim them, save tax, and get maximum refund – no fake investments.

What this guide covers

What does Top 10 Tax Deductions Most Salaried People Forget in India mean in practice?
Who is affected and what should they check first?
Which documents or records should be kept ready?
What common mistakes should be avoided?